Home Health Care
Health care with personal touch.

 

 

Health. Value. Peace of Mind.

Guardian Care Plus Home Health Care Insurance from Standard Life is an affordable solution that provides the flexibility and the financial support you need to recover at home surrounded by family and those that you love. We offer plans with a variety of max benefit options, which help minimize financial stress and allow you to focus your energy and attention on your recovery.

 

 

WHY HOME HEALTH CARE INSURANCE?

A sudden illness, injury or debilitating chronic condition can happen at any time, to anyone. Home Health Care Insurance can give you the freedom to recover within the comfort of your own home.

 

THE FINANCIAL TOLL OF HOME HEALTH CARE

Over the last 20 years, a study has been conducted on the cost of various types of long-term care. The study found that the average cost for one Home Health Care aid in 2020 was $54,912 annually, and the price only continues to increase with time.

HEALTH CARE STATISTICS

18%

In 2019 overall, 18 percent of adults had unpaid debt from their own medical care or that of a family member.1

$105,850

Since 2004 the annual cost of a Nursing Home rose 62%, from $65,185 per year to $105,850.2

$113.5 B

National Home Health Care spending soared to a whopping $113.5 billion in 2019. This figure marks another all-time high.3

 
Flexible Max Benefit Options


Guaranteed Renewable

 
Prescription Benefit

 

 

PLAN BENEFITS

Flexible Daily Max Benefits: $150, $300, & $450
Chemotherapy Specialist
Skilled Nursing Care
Occupational Therapy
Enterostomal Therapy
Medical Social Services
Home Health Care Aide
Respirational Therapy
Speech Pathology
General Nursing

 

OPTIONAL BENEFITS

Available Dental, Vision & Hearing
Prescription Drug Benefit
Home Medical Equipment
Critical Accident Coverage
Annual Physical Exam
Accidental Death
Ambulance

 

 

Sources for statistics: 1Federal Reserve, Report on the Economic Well-Being of U.S. Households in 2019 (PDF), page 26; 2Sources for Statistics: Cost of Care Trend and Insights: https://www.genworth.com/aging-and-you/finances/cost-of-care/cost-of-care-trends-and-insights.html; 3National Home Health Spending Reaches All-Time High of $113.5 Billion: https://homehealthcarenews.com/2020/12/national-home-health-spending-reaches-all-time-high-of-113-5-billion;