Home Health Care
Health care with personal touch.

 

 

Health. Value. Peace of Mind.

The Lighthouse series Home Health Care product is an affordable solution that provides the flexibility and the financial support you need to recover at home surrounded by family and those that you love. We offer plans with a variety of max benefit options, which help minimize financial stress and allow you to focus your energy and attention on your recovery.

 

 

WHY HOME HEALTH CARE INSURANCE?

A sudden illness, injury or debilitating chronic condition can happen at any time, to anyone. Home Health Care Insurance can give you the freedom to recover within the comfort of your own home.

 

THE FINANCIAL TOLL OF HOME HEALTH CARE

Over the last 20 years, a study has been conducted on the cost of various types of long-term care. The study found that the average cost for one Home Health Care aid in 2020 was $54,912 annually, and the price only continues to increase with time.

HEALTH CARE STATISTICS

18%

In 2019 overall, 18 percent of adults had unpaid debt from their own medical care or that of a family member.1

$105,850

Since 2004 the annual cost of a Nursing Home rose 62%, from $65,185 per year to $105,850.2

$113.5 B

National Home Health Care spending soared to a whopping $113.5 billion in 2019. This figure marks another all-time high.3

 
Flexible Max Benefit Options


Guaranteed Renewable

 
Prescription Benefit

 

 

PLAN BENEFITS

Flexible Daily Max Benefit Options: $150/$300/$450
Home Health Care Aide
Prescription Drugs
Annual Physical
Accidental Death & Dismemberment
Home Medical Equipment
Ambulance Benefit Rider
Critical Accident Benefit Rider
Restoration of Benefits

Includes coverage for:

Skilled Nursing Care
Physical Therapy
Speech Therapy
Occupational Therapy
Respiration Therapy
Chemotherapy Specialist
And more!

 

 

PRODUCT FEATURES

Issue ages 55 – 85
Guaranteed renewable for life
2 people can apply using 1 application
Cash benefits paid directly to you
Benefits paid regardless of other insurance
Easy enrollment
No medical exams

 

 

Sources for statistics: 1Federal Reserve, Report on the Economic Well-Being of U.S. Households in 2019 (PDF), page 26; 2Sources for Statistics: Cost of Care Trend and Insights: https://www.genworth.com/aging-and-you/finances/cost-of-care/cost-of-care-trends-and-insights.html; 3National Home Health Spending Reaches All-Time High of $113.5 Billion: https://homehealthcarenews.com/2020/12/national-home-health-spending-reaches-all-time-high-of-113-5-billion;